| |
 |
| PATRICK TUTTLE - MANAGING DIRECTOR & CHIEF
EXECUTIVE OFFICER |
 |
Patrick is a respected leader
in the Australian mortgage market and within the broader financial
services and securitisation industries. As CEO of one of Australia’s
leading specialist lenders, Patrick is focused on ensuring Pepper
Homeloans continues to help customers open the door to financial
freedom. Patrick is a capital markets and financial services
specialist with extensive experience in Australian mortgage-backed
securities and securitisation programmes.
Joining Pepper from Macquarie Bank in 2001 Patrick has also
been the driving force behind Pepper’s mortgage-backed securities
(“PRS”) programme which has issued in excess of A$2 Billion
in Australian non-conforming mortgage-backed securities. He
is a Chartered Accountant and has been a National Committee
Member of the Australian Securitisation Forum, Inc. since 2004.
|
|
| Top |
|
| TODD LAWLER - CHIEF FINANCIAL OFFICER &
EXECUTIVE DIRECTOR |
 |
Appointed in June 2009 as
Chief Financial Officer, Todd is responsible for managing the
Company’s funding arrangements, including warehouse facilities
and the PRS programme, and all other financial aspects of the
company including accounting, financial reporting, income and
indirect taxes and cash management. He is a Chartered Accountant
with more than eighteen years experience, mostly financial services.
Todd came to Pepper after eight years with GMAC-RFC where he
served in multiple roles in non-conforming lending in the United
States, Europe and Australia in both finance and executive roles.
Prior to his time with GMAC-RFC he spent over ten years with
KPMG. |
|
| Top |
|
| DAVID HOLMES - CHIEF OPERATING OFFICER
& EXECUTIVE DIRECTOR |
 |
Appointed in August 2000
as Pepper’s Chief Operating Officer, David Holmes brings a wealth
of experience in the non-conforming home loan market to Australia.
David is responsible for the strategy, development, implementation
and ongoing monitoring of Pepper’s credit policy and procedures.
He oversees all of Pepper’s servicing operations teams; this
includes Underwriting, Business Processing, Customer Service,
Collections, Settlements and Compliance and is ultimately responsible
for all aspects of Pepper’s lending criteria and end-to-end
operations processes.
Prior to joining Pepper, he was involved in pioneering the non-conforming
home loan market in the UK while working as a senior credit
executive with the established Preferred Mortgages. Earlier,
he was a financial advisor with, Abbey National, a major UK
Bank, which he joined after a successful career in underwriting
with Citibank and earlier as branch manager with Nationwide
Building Society, Britain’s largest building society.
|
|
| Top |
|
| DUCO SICKINGHE - EXECUTIVE DIRECTOR, SALES
& MARKETING |
 |
As Pepper's Sales and Distribution
Director, Duco is responsible for the development and implementation
of Pepper’s ongoing sales and distribution initiatives. Duco
also has primary responsibility for developing strategic alliances
and demand for Pepper's specialised mortgage products.
He has been with Pepper since 2002 and during that time has
been a key driver of business growth. Duco has had successful
senior distribution roles with several home loan giants including
Aussie Home Loans, before joining Pepper from Suncorp where
he held several senior management positions. He holds several
post graduate qualifications including an MBA from the Macquarie
Graduate School of Management. |
|
| Top |
|
| TONY WALDEN – HEAD OF OPERATIONS |
 |
Tony is responsible for all
operational aspects of loan origination and servicing activities.
Tony has been with Pepper since 2005 and has 38 years experience
in mortgage servicing.
Prior to joining Pepper, Tony was Head of Operations for the
ANZ wholesale lending arm, Origin and previously managed the
entire lending activities including origination and servicing
for the Retail and Commercial arm of Town and Country Bank in
Perth. |
|
| Top |
|
|
Print this
page
