Press Releases


 

PEPPER CALLS PEPPER RESIDENTIAL SECURITIES TRUST NO.5 TRANSACTION - 18 August 2010
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PEPPER CALLS FIRST PERMANENT SUPER PRIME RMBS TRUST 2006-1 - 8 July 2010
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WINNER OF PEPPER'S LAPTOP PROMOTION ANNOUNCED - 1 July 2010
Congratulations to Leah Marshall of Marshall Money for winning Peppers Laptop promotion!
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PEPPER ACQUIRES FIRST PERMANENT LOAN PORTFOLIO - 29 June 2010
Pepper Australia Pty Limited (“Pepper”) has today announced that it has acquired a portfolio of residential mortgage loans from Permanent Custodians Limited in its capacity as trustee of the First Permanent Securities Mortgage Warehouse Trust 2000-1 (“FP Warehouse Trust”). Pepper has also purchased the Class F Certificates, residual income units and residual capital units in the FP Warehouse Trust and the First Permanent Super Prime RMBS Trust 2006-1 (“FP RMBS Trust”).
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PEPPER ANNOUNCES CHANGE OF OWNERSHIP - 28 June 2010
Pepper Australia Pty Limited (trading as Pepper Homeloans) (“Pepper”), one of Australia’s leading specialist residential mortgage lenders, has today announced that it has been acquired by Pepper Group (Singapore) Pte Limited (“Pepper Singapore”), a special purpose holding company incorporated in Singapore.
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SPICING IT UP: PEPPER SEES OPPORTUNITIES IN HAPPIER TIMES - 15 June 2010
Spicing it up: Pepper sees opportunities in happier times. As seen on Brokernews.com.au
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PEPPER ADDS SPICE TO THE MORTGAGE MARKET - 18 May 2010
The GFC has proven to be one of the most challenging periods for the Australian mortgage industry in living memory. It has changed the home lending market probably forever … and some would say for the better. As we all now know, the fallout from the GFC has directly impacted the level of genuine competition in the Australian home lending market. The major banks have strengthened their dominance through both acquisition and by virtue of their access to cheaper costs of funding. Another obvious by-product of the GFC has been the extensive tightening of credit criteria within the home lending market, primarily driven by increased risk aversion from Australia’s two large mortgage insurers, Genworth and QBE.
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PEPPER HOMELOANS LAUNCHES NEW STREAMLINED SPECIALIST MORTGAGE PRODUCT - 17 August 2009
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MOODY'S UPGRADES PEPPER RESIDENTIAL SECURITIES TRUST NO.4 NOTES - 19 September 2008
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MOODY'S UPGRADES PEPPER RESIDENTIAL SECURITIES TRUST NO.5 NOTES - 19 September 2008
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PEPPER'S ABOVE AVERAGE RESIDENTIAL SUBPRIME SERVICER RANKING AFFIRMED - 17 September 2008
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CLEAN SWEEP OF AWARD NOMINATIONS FOR PEPPER - 1 September 2008
Leading specialist non-conforming lender, Pepper Homeloans, today announced it has been nominated as finalists in every eligible category for the Australian Mortgage Awards. The clean sweep of nominations sees Pepper short-listed for ‘Best Industry Service,’ ‘Best Advertising Campaign’, ‘Most Effective Internet Presence’, and ‘Best Non-Bank BDM’ accolades at the 2008 Australian Mortgage Awards.
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PEPPER NOMINATED AS BEST NON-BANK FINANCIAL INSTITUTION IN AUSTRALIAN BANKING & FINANCE AWARDS - 5 May 2008
The Australian Banking & Finance (ABF) Magazine has nominated leading specialist lender, Pepper Homeloans, as a finalist for the ‘Best Non-Bank Financial Institution,’ category in this year’s Australian and Banking Finance Magazine awards. This is the latest accolade for Pepper and follows on from wins at the Australian Mortgage Awards and Australian Marketing Institute and nominations for Best Non-Bank Lender and Best Marketing Campaign at the recent Lending Central Awards.
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PEPPER RESIDENTIAL BACKED MORTGAGE SECURITIES UPGRADED BY STANDARDS & POORS - 22 April 2008
Standard & Poor's Ratings Services today raised the ratings on the Class B, C, and D notes issued by Pepper Residential Securities Trust No.4. At the same time, Standard & Poor's affirmed the 'AAA' rating on the Pepper Residential Securities Trust No.4 Class A1, A2, and A3 notes
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PEPPER HOMELOANS NOMINATED AS ‘BEST NON-BANK LENDER OF THE YEAR’ - 31 January 2008
Leading specialist non-conforming lender, Pepper Homeloans, today announced it has received finalist status for the ‘Best Non-Bank Lender of the Year,’ and ‘Best Marketing Campaign’ in the inaugural Lending Central Awards. The nomination follows Pepper’s encouraging run of awards throughout 2007, most notably winning the accolade for ‘Best Advertising Campaign,’ at the Australian Mortgage Awards, and ‘Best New Product Launch’ at the Australian Marketing Institute Awards.
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PEPPER HOMELOANS APPOINTS RICHARD BALZER AS CFO - 24 January 2008
Pepper Homeloans (Pepper), one of Australia’s leading specialist residential mortgage lenders, today announced the appointment of Richard Balzer as Chief Financial Officer effective from 1 February 2008. Richard, currently Pepper's Head of Finance, will replace Patrick Tuttle who has been promoted to Chief Executive Officer (CEO).
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PEPPER HOMELOANS APPOINTS PATRICK TUTTLE AS NEW CEO - 22 January 2008
Pepper Homeloans (“Pepper”), one of Australia’s leading specialist residential mortgage lenders, has today announced that John Empey will be standing down as Chief Executive Officer on 1 February 2008. John has decided to pursue other business interests in the Australian residential mortgage market, drawing on his long-term experience in the sector. Patrick Tuttle, Pepper’s current Chief Financial Officer, will become Chief Executive Officer of the Pepper Homeloans Group with effect from 1 February 2008.
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PRS7 ANNOUNCEMENT ON FNN ONLINE TV NEWS AND MORTGAGE BUSINESS UPDATE - 3 December 2007
View the web TV report from Financial Network News (FNN) or read Mortgage Business Update online for the latest on Pepper Homeloans announcement in conjunction with joint Lead Managers, Commonwealth Bank and Barclays Capital confirming that they have priced the Pepper Residential Securities Trust No. 7 (PRS7) A$200 million non-conforming mortgage issue.
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MELBOURNE BROKER OPENS THE DOOR TO $5,000 IN PEPPER PROMOTION - 2 November 2007
eMoca Melbourne based broker, Ted Ongazeros, has taken out the $5,000 prize money in Pepper Homeloans’ “Opening Doors” promotion. Ted joined two other finalists, Judy Leiker at X Inc. Financial Services (Sydney) and Steve Cooke at City Pacific Finance (Brisbane) to help Pepper celebrate opening the doors to its new Sydney Head Office and for an opportunity win to $5,000.
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PEPPER RUGBY FOOTY FEVER TIPPING COMPETITION WINNERS ANNOUNCED - 23 October 2007
Congratulations goes to the overall winner of the Pepper Homeloans Rugby World Cup Tipping Competition, Philip Morros, and the overall staff winner of Pepper’s internal tipping competition for employees, Andrew Garas! (As a tie occurred in both instances between two or more tipsters with the same high score, the Margin was used to select the prize winner).
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PEPPER HOMELOANS WINS AWARD FOR BEST INTRODUCTORY MORTGAGE - 27 September 2007
Specialist non-conforming lender, Pepper Homeloans, has been awarded Your Mortgage Magazine editor’s choice for the ‘Best Introductory Loan - 3 Year Category.’ The accolade was awarded for its “Pepper Clean to Pepper C” non-conforming and Easy Low Doc mortgages.
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PEPPER WINS AUSTRALIAN MARKETING INSTITUTE AWARD - 24 September 2007
Following a win at the Australian Mortgage Awards for ‘Best Advertising Campaign’, specialist non-conforming lender, Pepper Homeloans, has won the Australian Marketing Institute award for best new product/ service launch in New South Wales. Pepper, which won for its Xpress mortgage product, beat a host of high profile entrants to take out the award.
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PEPPER HOMELOANS WINS BEST ADVERTISING AWARD - 19 September 2007
Pepper Homeloans has won the prestigious ‘Best Advertising Campaign’ award at the annual Australian Mortgage Awards. Pepper took out the award at the mortgage industry’s premier gala event for its 2% campaign launched in February 2007.
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PEPPER HOMELOANS RECEIVES A 5 STAR RATING - 5 September 2007
Pepper Homeloans’ Xpress Low Doc product has been awarded a 5 star rating from independent ratings agency CANNEX. The 5 star rating of Pepper Homeloans XPRESS Low Doc adds to the positive feed back the product has received since its launch in September last year.
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PEPPER HOMELOANS NOMINATED AS INDUSTRY LEADER - 5 September 2007
Pepper Homeloans has received several award nominations placing them in the running for some of the finance industries top awards.
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PEPPER OFFERS MORTGAGE BROKERS THE OPPORTUNITY TO WIN $5,000 - 15 August 2007
To help celebrate the opening of its new Sydney office, leading non-conforming lender, Pepper Homeloans is giving Australian mortgage brokers the opportunity to ‘open the door’ to $5,000.
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PEPPER HOMELOANS INTRODUCES A FIXED RATE HOME LOAN - 1 July 2007
Pepper Homeloans has introduced a 3 year fixed rate option for its popular XPRESS home loan. In addition to introducing the three year fixed rate option, the Pepper XPRESS product now has increased loan sizes and slashed rates by 0.30%p.a. on its 90% LVR band.
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PEPPER ADDS SPICE TO RECOVERING LENDING MARKETS - 1 May 2007
To help brokers increase sales by capitalizing on improving areas of the mortgage market, Pepper Homeloans is offering free valuations across its entire range of products. Pepper’s free valuation offer, available for a limited time only, will support a range of regions currently experiencing slower market conditions including New South Wales and Victoria.
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PEPPER INTRODUCES NEW LVR BAND FOR POPULAR XPRESS PRODUCT - 1 May 2007
Launched in September 2006, Pepper’s XPRESS home loan has grown to become one of Pepper’s most successful products. The popularity of XPRESS has lead Pepper to release an 85% LVR product at a very competitive rate of 8.49% p.a. (CCR 8.64% p.a.)
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PEPPER PARTNERS WITH BROKERS TO OPEN DOORS FOR CREDIT IMPAIRED BORROWERS - 1 May 2007
Pepper Homeloans has re-priced its non-conforming product portfolio by slashing rates by up to 0.51% p.a. The changes to Pepper’s existing non-conforming portfolio are a direct result of feedback derived from a recent survey conducted by Pepper Homeloans. The survey revealed that brokers working with credit impaired clients want to help borrowers get back on their feet.
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PEPPER HOMELOANS CONTRADICTS US SUB-PRIME MELTDOWN - 28 March 2007
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PEPPER DISCOUNTS RATES BELOW THE RBA CASH RATE (GENERAL) - 31 January 2007
Pepper Homeloans has decided to discount interest rates on its Non–Conforming and Easy Low Doc mortgage products by an astonishing 2%* p.a. as part of a new promotion.
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PEPPER DISCOUNTS RATES BELOW THE RBA CASH RATE (INDUSTRY) - 31 January 2007
Pepper Homeloans is discounting interest rates on all its Non–Conforming and Easy Low Doc mortgage products by an astonishing 2%* p.a. as part of a new promotion. The discounted rates starting from 5.99%** p.a. (CCR 7.85% p.a.), will see Pepper Homeloans interest rates fall beneath the RBA cash rate of 6.25% for the first 12 months of a Pepper Non-Conforming loan.
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PEPPER LAUNCHES NO DOC LOAN FOR SMALL BUSINESS AND THE SELF EMPLOYED - 1 November 2006
Today Pepper Homeloans launched the Business Direct No Doc Loan exclusively catering for self employed and small business customers. Pepper’s Business Direct No Doc Loan is ideal for self employed and small business customers wishing to borrow up to $2,000,000 on a short term interest only basis for business or investment purposes over a one or two year period.
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PEPPER LAUNCHES PRIME JUMBO LOAN! - 1 November 2006
Today Pepper Homeloans launched the MEGA XPRESS Low Doc loan to the Australian mortgage market for borrowers wishing to borrow up to $3,000,000 quickly, easily and with the minimum of fuss.
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PEPPER DELIVERS SOMETHING FOR EVERYONE THIS CHRISTMAS! - 1 November 2006
Today Pepper Homeloans launched two great new products as well as a Fantastic Full Doc promotion. PAYG customers are the largest potential mortgage segment in terms of absolute numbers with most Australians being employed on this basis. Everyone who is a PAYG customer has the ability to fully certify their income. Moreover, this is also an option for many self employed people. That is why Pepper is offering a great $500 customer gift voucher for any Pepper Full Doc loan applications received by midnight Christmas Eve and settled by the end of February 2007.
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WINNERS OF THE PEPPER HOMELOANS 'FOOTY PROMO' ANNOUNCED - 22 September 2006
Winners of the Pepper Homeloans Grand Final Promotion
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PEPPER LAUNCHES PRIME LOW DOC LOAN! - 1 September 2006
Duco Sickinghe, Director of Sales & Marketing for Pepper Homeloans, today launched Pepper’s latest product into the Australian home loan market with the introduction of the Xpress Low Doc home loan. The Xpress Low Doc loan heralds Pepper’s entry into the prime residential low doc market. As one of Australia’s leading non-conforming mortgage lenders, Pepper views its entry into this market as the next natural step in the Company’s evolution.
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USE PEPPER’S NON-CONFORMING CHECKLIST FOR ALL NON-CONFORMING LOANS - 1 August 2006
Kindly note that Pepper’s new non-conforming checklist should be used for all Pepper core non-conforming mortgages from 1 August 2006.
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WIN WITH PEPPER HOMELOANS ‘FOOTY PROMO’ TODAY! - 28 July 2006
If you’re a passionate ‘footy-mad’ enthusiast, loans approved between now and the 15 September 2006 will also automatically enter you into the draw to win 1 of 8 premium passes to the NRL or AFL ‘Footy’ Grand Finals! Including accommodation, air tickets and a hospitality package!
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PEPPER HOMELOANS APPOINTS CHRIS CARN AS NEW HEAD OF BROKER SALES - 20 July 2006
Pepper Homeloans (“Pepper”), one of Australia’s leading specialist residential mortgage lenders, has today announced that Chris Carn has been appointed as Head of Broker Sales, commencing 2 August 2006.
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PEPPER HOMELOANS MAKES AUDIT VALUATION PROCESS EASIER! - 18 July 2006
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PEPPER HOMELOANS ANNOUNCES 2% DISCOUNT ON NON-CONFORMING MORTGAGES! - 30 June 2006
Duco Sickinghe, Director of Sales & Marketing Pepper Homeloans, today launched Pepper’s latest campaign initiative to the Australian home loan market with a massive 2 % discount on Pepper’s Non–Conforming and Easy Low Doc mortgages for applications received from 30 June 2006 to 31 August and settled by 31 October 2006.
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PEPPER HOMELOANS APPOINTS JOHN EMPEY AS NEW CEO - 24 April 2006
Pepper Homeloans (“Pepper”), one of Australia’s leading specialist residential mortgage lenders, has today announced that Richard Klemmer will be standing down as Chief Executive Officer on 1 May 2006. John Empey will succeed Mr Klemmer as Chief Executive Officer of the Pepper Homeloans Group. Mr Klemmer will remain as a Board Director of Pepper and Mr Empey will also be appointed to the Pepper Board.
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